Easy Business Line of Credit Access for E-Commerce & Retail
Business Line of Credit
Flexible access to working capital — borrow what you need, when you need it. Pre-qualify in minutes with no impact on your credit score. Funding available in as little as 24 hours.*
Why Choose a Business Line of Credit?
- Flexible Funding: Access capital on demand — borrow, repay, and reuse as needed.
- Fast Approvals: Decisions within hours, funding within 1–3 business days.*
- Custom Limits: Credit lines from $10,000 to $5 million tailored to your business needs.
- No Collateral Required: Most lines available unsecured for qualified applicants.
- Only Pay for What You Use: Interest applies only to the drawn balance, not the full line.
Who It's For
- Businesses with at least 1 year of operating history
- Minimum credit score of 580
- Annual revenue of $120K or more
- Looking for short-term flexibility vs long-term debt
How to Use Your Line
- Bridge cash flow gaps
- Purchase inventory or supplies
- Cover payroll or unexpected costs
- Take advantage of growth opportunities
- Handle seasonal fluctuations
Why Manu Lending
- Pre-qualify with no hard credit check
- Access 75+ top lenders with one application
- Dedicated business lending advisors
- Fully digital, fast and secure application process
Business Credit Line Overview
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About Manu
Manu is a digital platform built for industrial businesses, offering facility listings, product showcases, and access to essential financing tools — like flexible business lines of credit.
About National Business Capital
National Business Capital is a fintech lender marketplace connecting businesses with over 75 lenders. With over $2B funded, they streamline access to working capital through smart, fast financial technology.