Why Choose Manu Business Lending in California

Your business. Your growth. Your state. Manu, powered by National Business Capital, delivers fast, flexible capital with fewer barriers than traditional banks. We connect California business owners to over 75 lenders, offering tailored solutions across the state's diverse industries — from technology and entertainment to agriculture, logistics, healthcare, and manufacturing.

• Speed: Funding in days, sometimes within 24 hours
• Flexibility: Cash flow-based, no collateral on select loans
• Local Expertise: Advisors who understand California's diverse economy
• Ongoing Support: Personalized financial guidance for long-term success

Lending Options for California Businesses

• Small Business Loans: $10K–$10M; FICO 580+; 1–2 yrs in business; funding in 1–3 days*. No prepayment penalty, refinance up to 2 loans.
• Business Line of Credit: $10K–$5M (Secured: up to $100M, Unsecured: up to $750K); revolving; same-day funding*. Pay only for what you use.
• Equipment Financing: $10K–$5M; up to 5-year terms; ideal for technology, transportation, agriculture, and manufacturing assets.
• SBA Loans (7(a), 504): $50K–$5M; terms up to 25 years; ideal for expansion, real estate, or acquisitions.
• Merchant Cash Advances: $10K–$10M; revenue-based repayment; no minimum credit; funding in 24–48 hours*.

Application & Financing

Apply in minutes with our 100% digital process. No hard credit pull for pre-qualification. Our advisors match you with the best funding offers for California-based businesses from our network of 75+ lenders.