Why Choose Manu Business Lending in San Antonio

Your business. Your growth. Your city. Manu, powered by National Business Capital, delivers fast, flexible capital with fewer roadblocks than traditional banks. We connect San Antonio owners to 75+ lenders, tailoring offers to Bexar County’s construction, manufacturing, logistics, healthcare, retail, and hospitality sectors.

• Speed: Funding in days, sometimes 24 hours
• Flexibility: Cash flow-based, no collateral on some loans
• Local Insight: Advisors who understand the Alamo City economy
• Ongoing Support: Dedicated guidance for long-term funding strategies

Lending Options for San Antonio Businesses

• Small Business Loans: $10K–$10M; FICO 580+; 1–2 yrs in business; funding in 1–3 days*. No prepayment penalty, refinance up to 2 loans.
• Business Line of Credit: $10K–$5M (Secured: up to $100M, Unsecured: up to $750K); revolving; FICO 600–650+; 1 yr in business; same-day funding*. Pay only for what you use.
• Equipment Financing: $10K–$5M; terms up to 5 yrs; FICO 550+; 1 yr in business; rates from 6–7%*. 100% financing available for fleets, MFG, and trade equipment.
• SBA Loans (7(a), 504): $50K–$5M; terms up to 25 yrs; FICO 660+; 2 yrs in business; rates Prime + 1–2.75%*. Funding in 4–10 weeks†.
• Merchant Cash Advances/Business Advance: $10K–$10M; no min FICO; 1 yr in business; $500K sales/$40K monthly deposits; same-day funding*. Repaid via sales, early payoff discounts.