Why Choose Manu Business Lending in Laredo

Your business. Your growth. Your border advantage. Manu, powered by National Business Capital, delivers fast, flexible capital with fewer barriers than traditional banks. We connect Laredo business owners to 75+ lenders, tailoring offers for Webb County’s key sectors — trade, logistics, manufacturing, and warehousing along the U.S.-Mexico corridor.

• Speed: Funding in days, sometimes within 24 hours
• Flexibility: Cash flow-based, no collateral on select loans
• Local Insight: Advisors who understand cross-border commerce and logistics financing
• Ongoing Support: Personalized financial guidance for long-term success

Lending Options for Laredo Businesses

• Small Business Loans: $10K–$10M; FICO 580+; 1–2 yrs in business; funding in 1–3 days*. No prepayment penalty, refinance up to 2 loans.
• Business Line of Credit: $10K–$5M (Secured: up to $100M, Unsecured: up to $750K); revolving; same-day funding*. Pay only for what you use.
• Equipment Financing: $10K–$5M; up to 5-year terms; ideal for freight, logistics, and production assets.
• SBA Loans (7(a), 504): $50K–$5M; terms up to 25 years; perfect for expansion, property purchase, or working capital.
• Merchant Cash Advances: $10K–$10M; revenue-based repayment; no minimum credit; funding in 24–48 hours*.

Specialized Capital Solutions

• Accounts Receivable Financing: $100K–$100M; up to 95% advance; great for logistics, import/export, and customs brokers.
• Inventory Line of Credit: $100K–$10M; up to 85% of inventory value; perfect for warehousing and distribution centers.
• Asset-Based Lending: Borrow against equipment, receivables, or inventory; advances up to 95%.
• Purchase Order Financing: Up to 90% of PO value; rapid approvals for trade and manufacturing orders.
• Startup Financing: $10K–$5M; flexible terms; ideal for new ventures in Laredo’s logistics and supply sectors.
• Commercial Real Estate Loans: $100K–$5M; up to 25-year terms; great for warehouse or facility expansion along the I-35 corridor.
• Subordinated Debt: Up to $10M; FICO 600+; strong cash-flow businesses; rates from 15%*.

Niche Financing Programs

• Logistics & Freight Financing: Designed for trucking, transportation, and 3PL operators in Laredo; funding in as little as 48 hours*.
• Manufacturing Financing: For maquiladoras and local producers needing new equipment or facility upgrades.
• Women-Owned Businesses: Up to $5M; same-day approvals on select programs*.
• Veteran-Owned Businesses: Tailored funding for Laredo’s strong veteran-led business community.
• Trade & Import/Export Financing: Custom solutions for cross-border operations and suppliers.

Use Capital to Power Local Growth

• Stabilize cash flow during seasonal trade cycles
• Expand warehouses or logistics hubs
• Upgrade trucking or production equipment
• Hire and train bilingual staff
• Invest in automation or compliance technology
• Fund large purchase orders and supplier contracts
• Prepare for expansion across Texas and Mexico

What Sets Manu Lending Apart

• Access to 75+ lenders with one application
• Pre-qualification without a hard credit pull
• Dedicated advisors for border-region businesses
• 100% digital application and document tracking
• Exclusive partnerships with trade and logistics lenders
• Over $2.5B funded, 3,000+ 5-star reviews, 17 years of service

Application Process

Apply in minutes with our 100% digital process. No hard credit pull for pre-qualification.

1. Select loan amount ($10K–$10M)
2. Provide personal credit score
3. Enter owner information (name, DOB, SSN)
4. Upload 6 months of bank statements

Our advisors will match you with the best funding offers for Laredo businesses from our network of 75+ lenders.

Lending Product Catalog

Product Line Catalog

About Manu

Manu is a specialized digital platform that helps Texas manufacturers, logistics companies, and small businesses access financing and visibility. Powered by National Business Capital, Manu supports industrial and trade-based companies throughout Laredo and the U.S.-Mexico border region.

About National Business Capital

National Business Capital is a fintech marketplace connecting businesses with 75+ lenders nationwide. Since 2007, NBC has funded over $2.5B to help entrepreneurs across industries thrive with fast, flexible financing.